We disburse upto 60% of the value of gold pledged under the normal scheme. The loan amount will be paid in cash across the counter.
The current rate is 24% per annum on diminishing balance.
For amount less than Rs 5000/- an indemnity bond by customer on plain paper is to be submitted at the time of release of gold.
No, it is not flat rate but daily diminishing rate .
The interest is charged on the outstanding balance of the loan. We will be giving a loyalty number which you can produce each time you avail a loan; thereby you are exempted from paying the service charges every time.
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